NIRSAL Mid-Year Performance & Impact

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N136.65 billion
Towards a More
Productive
Agriculture
Sector

Building confidence between
finance and agriculture, one
guaranteed transaction at a time

HIGHLIGHTS OF RESULTS

Finance
Facilitated by
Value Chain
Segment

National
Footprints

FREQUENTLY ASKED QUESTIONS
Does the N136.65 billion figure mean that NIRSAL lent N136.65 billion to farmers or agribusinesses?
No. NIRSAL is not a lending institution and did not disburse N136.65 billion from its own funds. The figure represents bank financing facilitated for agriculture and agribusiness with NIRSAL’s support, principally through its Credit Risk Guarantee. By sharing part of the credit risk with financial institutions, NIRSAL strengthens lender confidence and helps unlock bank capital for viable agricultural transactions. In simple terms, the banks provide the loans; NIRSAL provides the money-back guarantee in the event of the borrower’s failure to repay.
What does “finance facilitated” mean?

Finance facilitated refers to credit provided by participating financial institutions to eligible agricultural and agribusiness projects after NIRSAL has supported the transaction through activities such as value-chain analysis, project structuring, technical assistance, and credit risk sharing. It does not mean that NIRSAL transferred its own money to the borrower.

LOOKING AHEAD

NIRSAL remains committed to expanding access to commercial finance, strengthening agricultural value chains, and supporting Nigeria’s economic transformation through sustainable private-sector investment in agriculture.