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Finance Facilitation

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OVERVIEW

At NIRSAL Plc, we don’t just de-risk agricultural lending, we also actively facilitate access to finance for value chain actors across Nigeria’s agriculture and agribusiness landscape.

By leveraging our risk-sharing facility, we source and channel affordable financing from commercial banks, microfinance institutions, development partners, and fintechs into agriculture, enabling producers, processors, logistics providers, and traders to thrive.

Unlock Affordable Capital for Agricultural Production and Value Addition

WHO WE SUPPORT

We work with credible, growth-oriented actors across the entire agricultural value chain:

  • Input Dealers: Businesses selling fertilizers, crop protection products, and offering research.
  • Primary Producers: Crop and livestock farmers, cooperatives, and clusters
  • Processors: SMEs and larger enterprises adding value through sorting, drying, milling, or packaging
  • Logistics Providers: Businesses offering haulage, cold chain, and mechanisation services
  • Commodity Traders: Off-takers and aggregators involved in structured commodity exchange

WHAT YOU GET

By working with NIRSAL you gain:

  • ✓ Facilitated Access to Loans: We link you to affordable capital from our partner financial institutions
  • ✓ Risk Mitigation: We provide Credit Risk Guarantees that protect the lender, increasing your chances of approval
  • ✓ Input Finance Programs: Get connected to quality seeds, fertilizers, and agrochemicals through pre-approved funding
  • ✓ Post-Harvest Support: Finance for storage, processing, and transport to reduce losses and boost margins
  • ✓ Increased Bankability: Through our Business Advisory Service, we help structure your business to be investment-ready with proper records and cash flow projections
  • ✓ Interest Rate Reduction: We manage donor funds targeted at easing interest burden on agriculture

TESTIMONIAL

MOVE YOUR
AGRIBUSINESS

FORWARD

Are you a farmer, processor, trader, or service provider
looking for working capital or asset finance? Let’s help
you access affordable, agriculture-friendly finance today.

KEY MILESTONES
IN FINANCE FACILITATION

₦279.9bn

Facilitated

32+

Counterparties Engaged

905

Agribusinesses Supported

₦4 billion

Claims Paid